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Loan
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Step
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of
5
20%
APPLICANT INFORMATION
First Name
*
Last Name
*
ID Number
Pay Number
Cell Phone
*
Email
Physical Address
Suburb
Postal Code
Branch/Region
Ethekwini
Department
Name of your shop steward
Marital Status
Married (Out of community of property)
Married (In of community of property) See ANNEXURE 'A'
Customary Marriage
Living together
Widowed
Divorced
Separated
Single
Full Name Of Spouse
ID Number of Spouse
Cell No. of Spouse
If Employed, state name of employer
Contact detail of Spouses employer
Loan Details
Loan Amount Required
Purpose of Loan
Housing
Furniture
Small Business
Education
Debt Consolidation
Service
Other
Death\Funeral
Medical
Income Loss
Loss Theft/Fire
Other Emergency
Do You have an Existing Imatu Loan
Yes
No
Have you applied for, or are you currently under administration?
Yes
No
Have you previously been under administration?
Yes
No
Are you currently or have you previously been insolvent?
Yes
No
Have you applied for or are you currently under debt review?
Yes
No
Banking Details
Name Of Bank
Account Number
Name of Account Holder
Branch Code
Account Type
Cheque
Savings
Other
Is this your own account
Yes
No
Upload Copies of Required Documents
Applicants ID
Drop files here or
Select files
Max. file size: 32 MB.
Last 3 Months Pay Slips
Drop files here or
Select files
Max. file size: 32 MB.
Proof of Residence
Drop files here or
Select files
Max. file size: 32 MB.
3 Months Stamped Bank Statements
Drop files here or
Select files
Max. file size: 32 MB.
Debt Administrator Consent
Drop files here or
Select files
Max. file size: 32 MB.
DECLARED MONTHLY INCOME
BASIC SALARY:
Housing Subsidy
Travel Allowance (not Ad Hoc)
Telephone/Cellphone Allowance
Overtime
Only 50% taken into account
Other Benefits (on payslip)
Other Income
Other Income (Proof to be provided)
*
Max. file size: 32 MB.
NET INCOME
DECLARED MONTHLY EXPENSES
HOUSING EXPENSES
Accommodation: Home loan / Bond / Rental
Water and Electricity / Levy / Rates and Taxes
Gas / Paraffin / Electricity
Food expenses / Groceries
Short Term insurance
Telephone expenses (Telkom)
Cell phone expenses (Contract / Air time)
MNet / DSTV / Top TV
Domestic worker / Gardener
Other: Security / etc.
HP: Furniture / Equipment / Appliances
HOUSING EXPENSES TOTAL:
TRANSPORT EXPENSES
HP: Vehicle / other asset finance
Fuel expenses
Bus / Taxi / Train expenses
Other: Tracker / Netstar / Matrix / Ctrack
TRANSPORT EXPENSES TOTAL
EDUCATION EXPENSES
School / Varsity / College
Student / Study loan
Child Day Care
EDUCATION EXPENSES TOTAL
HEALTH / PERSONAL CARE EXPENSES
Medical expenses
Insurance / Life Policies
Other Debit Orders
Health Club / Gym / Sport / Golf Club membership
Personal grooming
Clothing accounts
Maintenance expenses (by court order)
HEALTH / PERSONAL CARE EXPENSES TOTAL
FINANCE / LOANS / SAVINGS
Bank Charges
Credit Card repayments
Savings / Investments
Personal loan/Other Loans Instalment
Imatu Loans Instalment
Debit orders (not listed)
FINANCE / LOANS / SAVINGS EXPENSES TOTAL
ENTERTAINMENT
Movies / Video’s / Music CD’s
Dining / Take aways
Subscription for books and newspapers
ENTERTAINMENT EXPENSES TOTAL
DECLARED MONTHLY EXPENSES TOTAL
Monthly Expenses Total
AMOUNT AVAILABLE FOR REPAYMENT OF LOAN
Amount Available for repayment of loan
ASSETS
Property-owned
1st Vehicle
2nd Vehicle
Motor bike
Caravan/Trailer
Motor Boat
Furniture/Equipment
Investments
Cheque Account
Savings Account
Other
Total Assets
LIABILITIES
Bond/Home Loan
HP Vehicles
HP Motor bike/boat
HP Caravan/Trailer
HP Furniture/Equipment
Bank overdraft (limit)
Credit Card (limit)
Clothing Accounts
Student Loan
Other Loans
Total Liabilities
NET ASSETS
Please click on the link to access our Standard Terms and Conditions. Once you have read these you can then click on the continue button to be forwarded to the Acceptance and Signature Page
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Terms and Conditions
Accept T&C's
*
I accept these Terms and Conditions
CONSENT CLAUSES
The Borrower acknowledges and agrees that IMATU may:
*
Perform a credit search on the Borrower’s profile with one or more of the registered Credit Bureaux when assessing the Borrower’s application form.
consent 2
*
Monitor the Borrower’s payment behaviour by researching his/her profile at one or more of the registered Credit Bureaux.
consent 3
*
Use new information and data obtained from other Credit Bureaux in respect of the Borrower’s future credit applications.
consent 4
*
Record the existence of the Borrower’s account with any Credit Bureau.
consent 5
*
Record and transmit details of how the Borrower has performed, and how the account is conducted by the Borrower in meeting his/her obligations on the account.
consent 6
*
Use information obtained from one or more Credit Bureaux to assess future credit applications by the Borrower.
consent 7
*
Disclose any information regarding his/her creditworthiness, defaults in payment to the IMATU, and details of how his/her account with the IMATU is conducted may be disclosed to any other creditor of the Borrower or to one or more Credit Bureaux.
ANNEXURE “A” TO THE IMATU MAIN LOAN AGREEMENT
1.
I, the undersigned
Imatu Member Name
with
ID Number
, do hereby declare that I am married in community of property to
Full Names of Spouse
with
Spouse ID Number
2.
I hereby declare that I am aware that my spouse
Imatu Member Name
applied for a loan from the Independent Municipal and Allied Trade Union (“IMATU”) on the
Date
Day
Month
Year
3.
Aware of the obligations of my spouse
*
I declare that I am aware of the obligations of my spouse in terms of the said loan agreement and I consent to the terms of the loan agreement and the obligations created by it.
THUS DONE AND DATED AT
Location
ON THIS DAY OF
Date
Day
Month
Year
4.
I.D NO:
Signature
*
